Terms & Conditions

1.  Acceptance of terms of use and amendments

Each time visitors (you, your and customer) access our (company, we and us) website or services, you agree to be bound by these Terms of Use, as amended from time to time with or without notice to you.  Please read this website’s Privacy Policy, which is incorporated within these Terms of Use by reference.

Our company website and the services offered to you are supplied on an “as is” basis. You accept that LIFE INSURANCE SOUTH TEXAS reserves the proper to change or stop any content page, material usage and its services, and to remove the databases you provide, either temporarily or permanently, at any time, without note and without any liability towards you. 

Lifeinsurancesouthtexas.com will not be held responsible or bound for timeliness of or removal of information, failure to store information, inaccuracy of databases or inappropriate delivery of information. We keep changing our Policies and Terms at the revised top section of this Terms page. User needs to check frequently to stay update with the revised terms. Later, user accesses our website and services will show his/her consent with the new updates.

2.  Your Responsibilities

While opening a life insurance policy or to access our website services, you are required to open an account with us. For this, you need to provide our website with your personal details –Name, address, Date of Birth, email address and other required personal information. By providing this personal information’s to sign up our website Properties/content/Mobile app or Mailing lists, you agree to give only accurate and right information and ultimately agree with this Terms of Use, Amendments avail by Lifeinsurancesouthtexas.com.

All the users are required to comply with the applicable laws and regulations for using life insurance south Texas content, material and third party links. For any change, alter or modification on the content or website, you may be set forth in any written or on-screen notice from us.  By using our website, you represent and warrant that you will not use the website for any purpose that is either unlawful or prohibited by this Agreement.

3.  Privacy Policy

During the registration, data collected or provided by you will be kept secured by Life insurance south Texas.

4.  Your Contact

You acknowledge that the person providing the content, or the person whose user account is used, is solely responsible for all information or data of any sort, whether made available publicly or privately.

LIFE INSURANCE SOUTH TEXAS is not answerable to you in any way for the content on this website, including any errors or omissions.

Using our website or any services or content outlines user consent for:

  (A) Make sure your content is not illegal, harmful, abusive, harassing, stalking or defamatory for the life insurance south Texas’s reputation. If your information or conduct disrupts the website operation, infect the system with virus or giving birth to a crime, violation according to Texas law, international law or national law.

  (B) You will not try to impersonate or misrepresent your association with any person or entity; you will not forge or otherwise seek to conceal or misrepresent the origin of any content provided by you;

  (C) Never seek or gain information of other user for pilfering.

  (D)  Life Insurance South Texas prohibits user for using our website content, services, and material for commercial purpose that would or can bring SPAM, chain latter, junk mail or unauthorized access. Without our written consent, you are not allowed to market our website’s data or services to third party.

  (E) You will be responsible for damaging the reputation and name of Life Insurance South Texas by involving in any criminal activities such as trademarks, copyright infringement, disclosing patents secrets.

Retrieval of content from the website to create or compile a collection, compilation, database, directory or catalog is prohibited.

5.  Submission of Content on this website

  By providing any content to this website:

  (A) You agree to grant LIFE INSURANCE SOUTH TEXAS a global, non-exclusive, never-ending and license (including any moral rights or other necessary rights) to use, display, reproduce, alter, adapt, publish, distribute, perform, kick upstairs, archive, convert and to create derivative works and compilations, in whole or in part.  Such license will put in with respect to any form, media, and technology already known at the time or provision or subsequently developed;

  (B) You warrant and represent that you have all legal, moral and other rights that may be necessary to grant LIFE INSURANCE SOUTH TEXAS the license specified in this section, and;

  (C) You acknowledge and agree that LIFE INSURANCE ORG. will have the right (but not obligation) at LIFE INSURANCE SOUTH TEXAS entire discretion, to refuse to publish, or to remove, or to block access to any content you provide, at any time and for any reason, with or without notice.

6.  Third -Party Services

Goods and services of third parties may be advertised and/or may be made available on or through this website.  Representations made regarding products and services provided by third parties will be governed by the policies and representations made by these third parties.  Life Insurance South Texas will not in any manner be liable for or responsible for any of your dealings or interaction with third parties. If you use third party content, services or download material without knowing the consequence or talking to their team, Life Insurance South Texas will not be responsible for your damage or loss. We don’t have control over the services & content of the third party websites. If you do, it will at your own risks. 

7.  Indemnification

You agree to indemnify and hold harmless LIFE INSURANCE SOUTH TEXAS and its representatives, subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, web designers, partners and co-branders, from any claim or demand, including reasonable attorneys’ fees, that may be filed by any third party, arising out of your conduct or in connection with this website or service, your provision of content, your violation of these Terms of Use, or any other breach by you of the rights of another person or party.

8.  Disclaimer of Warranties

YOU UNDERSTAND AND AGREE THAT YOUR USE OF THIS WEBSITE AND OF ANY SERVICES OR CONTENT PROVIDED (THE “SERVICE”) IS AT YOUR OWN RISK.  SERVICES AND CONTENT ARE PROVIDED TO YOU “AS IS” AND LIFE INSURANCE SOUTH TEXAS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

 LIFE INSURANCE SOUTH TEXAS, MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS, THAT THE INFORMATION PROVIDED THROUGH THE WEBSITE WILL BE FREE FROM ERROR, OMISSION, INTERRUPTION, DEFECT OR DELAY IN OPERATION, OR THAT ANY PART OF THE SERVICE WILL BE VIRUS FREE, TIMELY, SECURE, ACCURATE, RELIABLE, OR OF ANY QUALITY, NOR IS IT WARRANTED EITHER EXPLICITLY OR IMPLICITLY OR EXPRESSLY THAT ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND AND AGREE THAT NEITHER LIFE INSURANCE SOUTH TEXAS.,  NOR ANY PARTICIPANT IN THE SERVICE PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT ANY ADVICE OR ANY OTHER INFORMATION OBTAINED VIA THIS WEBSITE MAY BE USED SOLELY AT YOUR OWN RISK, AND THAT  LIFE INSURANCE SOUTH TEXAS.,  WILL NOT BE HELD LIABLE IN ANY WAY. 

LIFE INSURANCE SOUTH TEXAS. MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS, THAT DATA, CONTENT AND/OR INFORMATION CONTAINED ON THE WEBSITE IS ACCURATE OR CORRECT, AND TX LIFE INSURANCE SOUTH TEXAS.,  MAKES NO WARRANTIES OR REPRESENTATIONS, EITHER IMPLIED OR EXPRESS,  RELATING TO THE PERFORMANCE, NONPERFORMANCE, OR OTHER ACTS OR OMISSIONS BY US OR ANY THIRD PARTY.

ANY INFORMATION, CONTENT AND/OR ADVERTISEMENTS ON OUR WEBSITE IS SUBJECT TO CHANGE WITHOUT NOTICE, AND WE DISCLAIM ALL RESPONSIBILITY FOR THESE CHANGES.

 SOME JURISDICTIONS MAY NOT ALLOW DISCLAIMERS OF IMPLIED WARRANTIES, AND CERTAIN STATEMENTS IN THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU AS REGARDS IMPLIED WARRANTIES; THE OTHER TERMS AND CONDITIONS REMAIN ENFORCEABLE NOTWITHSTANDING.

9.  Limitations of liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT TX LIFE INSURANCE ORG. OUR AFFILIATES OR ANY ENTITY OR PERSON INVOLVED IN CREATING, PRODUCING OR DELIVERING THE WEBSITE, OR ANY WEBSITE LINKED TO OR FROM THIS WEBSITE, WILL NOT BE LIABLE IN ANY MANNER FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES, INCLUDING DAMAGES FOR LOSS OF PROFITS, LOSS OF BUSINESS OR DATA, BUSINESS INTERRUPTION, TRADING LOSSES, OR OTHER INTANGIBLE LOSSES AND DAMAGES THAT RESULT FROM INACCURACY OF THE INFORMATION OR INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE WEBSITE WHICH ARISE OUT OF OR ARE IN ANY WAY RELATED TO THE WEBSITE OR ANY WEBSITE LINKED TO OR FROM THE WEBSITE, ANY CONTENT THEREIN, OR IN CONNECTION WITH ANY FAILURE OR PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR SYSTEM FAILURE (EVEN IF TX LIFE INSURANCE SOUTH TEXAS.,  OR ANY THIRD PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES).

 WE RESERVE THE RIGHT TO ALTER THE CONTENT OF THE WEBSITE IN ANY WAY, AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTIFICATION AND WILL NOT BE LIABLE IN ANY WAY FOR POSSIBLE CONSEQUENCES OF SUCH CHANGES.

 THE LIMITATIONS OF LIABILITY APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF SUCH DAMAGE.

BECAUSE SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, OUR LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW. 

 IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION UNDER THIS AGREEMENT EXCEED ONE HUNDRED DOLLARS ($100.00).

10.  Reservation of Rights

LIFE INSURANCE SOUTH TEXAS maintains all of Txlifeinsurance.org rights, including but not limited to any and all copyrights, trademarks, patents, trade secrets, and any other proprietary right that LIFE INSURANCE SOUTH TEXAS may have regarding this website, its content, and goods and services that may be provided.  The use of LIFE INSURANCE SOUTH TEXAS rights and property requires LIFE INSURANCE SOUTH TEXAS prior written consent.  By making services available to you, LIFE INSURANCE SOUTH TEXAS is not providing you with any implied or express licenses or rights, and you will have no rights to make any commercial use of this website or services or any and all copyrights, trademarks, patents, trade secrets and any other proprietary right that LIFE INSURANCE SOUTH TEXAS may have regarding this website without LIFE INSURANCE SOUTH TEXAS prior written consent.

11.  Modification of this Agreement

We reserve the right to amend this Agreement at any time.  You are bound by any such revisions and should periodically visit this page to review the then-current Agreement to which you are bound.  Your use of our website after our posting of modifications to this Agreement will constitute your acceptance of this Agreement, as modified.  If at any time you do not wish to accept this Agreement, you may not use the website.

12.  Noification of copyright infrigment

At any point if you find that your website properties, personal information and content has been copyright infringement or a violation of your intellectual property rights, please contact Life Insurance South Texas online through website quote, call or email.

13.  Applicable Law

You agree that these Terms of Use and any dispute arising out of your use of this website or products or services provided will be governed by and construed in accordance with the laws of the State of Texas.  By using this website, you accept that jurisdiction is granted to the Courts of South Texas, and that disputes will be heard in said courts.

14.  Miscellaneous

court with jurisdiction over the parties, the said provision will be interpreted to reflect the original intentions of the parties in accordance with applicable law, and the remainder of these Terms of Use will remain valid and applicable. The failure of either party to assert any right under these Terms of Use will not be considered to be a waiver of that party’s rights, and the said rights will remain in full force and effect.  You agree that any claim or cause in respect to this website or its services must be filed within one year after such claim or cause arose, or the said claim or cause will be forever barred, without regard to contrary law, if allowed by law.  LIFE INSURANCE SOUTH TEXAS may assign rights and obligations under these Terms of Use; in this event, LIFE INSURANCE SOUTH TEXAS will be relieved of any further obligations.